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Consumer Resources

This site sponsored is sponsored by the American Bar Association. It’s designed to help newcomers to online shopping protect their identities, find the fairest price for goods and services, and avoid online scams.

Investing for the Long Run
With chapters like Home Ownership Decisions, Preparing for College, and Credit Score and Debt Reduction, this free eBook from Morningstar Investments provides a wealth of information for individuals in search of sound financial advice.

Amortization Calculator
How much is the monthly payment on a $10,000 loan with 5% interest if you have 10 years to pay it back? If you’re not enough of a math whiz to calculate that in your head (who is?) then this tool will prove useful. Simple, quick and easy.
 
This website is a goldmine of loan calculators, savings calculators, and budgeting worksheets. Check out the Education section, too — it features financial literacy quizzes, money math help (like how to calculate a tip), and information on using American dollars and Euros.
 
The Federal Trade Commission’s official page on preventing and reporting identity theft. The FTC offers resources for every stage of identity theft from preventing it before it happens to resolving theft problems after the damage has been done.
 
Did you know that you are entitled to see your credit report from the three major credit reporting agencies once a year for no cost? See and print your credit report using this website, or request your report by mail or telephone.
 
Before filling out the application that just landed in your mailbox, compare that credit card offer to others on this unbiased site. This site, managed by U.S. Citizens for Fair Credit Card Terms, Inc., can help you find a credit card that suits your needs.
 
The National Foundation for Credit Counseling is dedicated to helping people get out of debt. Connect with a credit counselor or take advantage of the Consumer Tools. I especially recommend the Financial Calculator!
 
Energy Star is a joint program of the Environmental Protection Agency and Department of Energy. This site is designed to help you save money on energy bills and reduce greenhouse gas emissions. Use the Energy Star @home virtual house to find tons of tips on reducing energy costs and “greening” your home.
 
Get to know a business or charity here first. See a business’ BBB report card, discover whether a business has earned its BBB accreditation, or file a complaint against a business.

Featured Website

Energy Star is a joint program of the Environmental Protection Agency and Department of Energy. This site is designed to help you save money on energy bills and reduce greenhouse gas emissions. Use the Energy Star @home virtual house to find tons of tips on reducing energy costs and “greening” your home.